{"id":18539,"date":"2021-12-28T23:51:02","date_gmt":"2021-12-29T05:51:02","guid":{"rendered":"https:\/\/tipsdemadre.com\/?p=18539"},"modified":"2022-08-10T14:14:07","modified_gmt":"2022-08-10T19:14:07","slug":"realistic-family-budget","status":"publish","type":"post","link":"https:\/\/tipsdemadre.com\/en\/realistic-family-budget\/","title":{"rendered":"How to create a realistic family budget"},"content":{"rendered":"

Every family needs an expenses system to keep a positive balance of the money you receive minus the money you must pay on a monthly basis. Once you ensure you have properly allocated your income, you can start thinking about savings and investments of different types to grow your capital. This is based on the general structure of a financial balance sheet.<\/p>\n

I suggest the following categories for your first expenses record and then you can decide if you need to add or keep it simpler.<\/p>\n

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Here are some tips to build your own budget and how to keep it accurate.<\/h2>\n

Foundations of regular vs variable expenses<\/h3>\n

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Before everything else, you need to keep in mind that not all expenses are the same. As an example, if you are looking at apartments for rent in Cincinnati<\/a>, you’ll need to make monthly payments, but also pay utilities and any furniture, TV, wifi, etc.\u00a0 To keep things simple, we will consider two types.<\/p>\n